Money and choices

Lesson plan

1. 1

   Warm-up

   Questions to get the student talking and lead into the topic.

   • Are you a saver or a spender?
   • What was the best thing you ever spent money on?
   • Should children get pocket money?
2. 2

   New words

   Meet the words and practise them in games.

   FlashcardsFill the gap

   income · expenses · savings · loan · debt · mortgage · interest rate · budget · invest · afford · bill · tax · withdraw · be in the red · make ends meet

   All words in the set
3. 3

   Exercises

   The lesson's words in context. Only you see the answers.

   1. Multiple choice

      If I ___ a lot of money, I would travel around the world.

      havehadwould havewill have
   2. Multiple choice

      If she had saved more, she ___ that flat last year.

      could buycan buywould buycould have bought
   3. Multiple choice

      I wouldn't spend so much on clothes if I ___ you.

      wereamhad beenwill be
   4. Multiple choice

      If they hadn't invested in that company, they ___ all their savings.

      wouldn't losewouldn't have lostdidn't losewon't lose
   5. Fill the gap

      If I ___ the lottery, I'd buy a house by the sea.

      Answer: won
   6. Fill the gap

      If he had taken the job, he ___ (earn) much more money last year.

      Answer: would have earned / could have earned
   7. Fill the gap

      What would you do if you ___ (lose) your wallet?

      Answer: lost
   8. Fill the gap

      If we ___ a budget, we wouldn't have run out of money on holiday.

      Answer: had made
   9. Fill the gap

      I ___ (not / borrow) money from him if I were you.

      Answer: wouldn't borrow / would not borrow
   10. True / false

       This sentence is correct: 'If I would have known, I would have helped you.'

       Answer: False
   11. Discussion question

       What would you do if someone gave you 10,000 euros tomorrow?

       Sample answer: If someone gave me 10,000 euros, I would save half of it and I'd spend the rest on a trip to Japan.
   12. Discussion question

       Think of a big decision in your life. What would have happened if you had chosen differently?

       Sample answer: If I hadn't moved to the city, I wouldn't have met my wife. I would probably have stayed in my old job, too.
4. 4

   Speaking

   The student answers using the new words.

   • If you won a million, what would you do first?
   • Think of a money decision you regret. What would have happened if you had chosen differently?
5. 5

   Review

   A quiz on the lesson's words. With a student, it's homework on their link.

   Quiz